Stellar (XLM)

Una guía en lenguaje claro para principiantes

Precio de hoy

$0.1967

Actualizado 2 Jul 2026

↑ +4.26% hoy

Price chart

¿Qué es Stellar?

Stellar Lumens (XLM) es una red con la criptomoneda XLM lanzada en 2014 por Jed McCaleb, cofundador de Ripple. La red Stellar está diseñada para facilitar pagos transfronterizos rápidos y de bajo costo, lo que hace que sea más fácil para individuos y empresas transferir dinero a nivel global. El enfoque de Stellar en la inclusión financiera tiene como objetivo proporcionar servicios financieros asequibles a quienes no tienen acceso a la banca tradicional. La moneda XLM impulsa la red Stellar, permitiendo a los usuarios enviar fondos de manera rápida y económica. Las asociaciones de Stellar con instituciones financieras y su enfoque en casos de uso real lo han convertido en una opción popular para transacciones transfronterizas. ¡Obtén más información en nuestros talleres!

¿Nuevo en cripto? Consulta cómo funciona CryptoUnity, explora nuestros talleres para principiantes, o busca cualquier término en el glosario.

Cómo comprar Stellar en EE. UU.

Cuatro pasos, de principio a fin: la mayoría termina en menos de diez minutos.

1

Download the CryptoUnity app

Create your free account and complete a quick one-time identity check (about 5 minutes). It keeps everyone’s funds safe.
2

Add dollars

Top up by bank transfer or card. There are no deposit fees, and switchers get 0% trading fees for the first 30 days.
3

Buy Stellar

Buy XLM from as little as $1 — you don’t need to buy a whole coin. You’ll see the exact amount and price before you confirm.
4

Hold it or set a recurring buy

Your XLM is held in BitGo-secured custody, and you can withdraw it to your own wallet anytime. Prefer to invest a little at a time? Set up an automatic recurring buy in a couple of taps.

Descarga la app y compra XLM →

Pruébalo

Si hubiera invertido una pequeña cantidad de forma periódica…

Esto se llama DCA . Es como empiezan la mayoría de los principiantes. Elige un importe y con qué frecuencia hacer los cálculos sobre el historial de precios real de Stellar.

Preguntas habituales sobre Stellar

Preguntas reales, respuestas claras. Si tienes alguna que no hayamos incluido, escríbenos y la añadiremos.

Is XLM safe? +

XLM itself is a public network — no single company runs it, which is part of what makes it trustworthy. The risk people usually mean is price: XLM can move sharply in a single day. Only put in what you'd be comfortable losing while you learn.

Is XLM a good investment for beginners? +

No one can promise that — XLM's price can rise or fall sharply, and past performance is never a guarantee. What you can control is how you invest: many beginners buy a small amount on a regular schedule (called dollar-cost averaging) instead of trying to time the market, and only invest what they can afford to lose. Treat XLM as a long-term way to learn, not a get-rich-quick bet.

Can I buy a small amount? +

Yes. You can start with as little as €1 of XLM. You don't need to buy a whole coin — they're divisible to many decimal places.

Where is my XLM stored? +

When you buy through CryptoUnity, your XLM is held in BitGo-secured custody — the same provider used by major institutions. You can also withdraw it to your own wallet at any time.

What can I actually do with it? +

You can hold it (many people do, hoping the price rises over time), send it to friends or merchants who accept it, or trade it for other coins. Inside the app you can also set up a weekly auto-buy.